Get Corporate Travel Insurance For Your Employees

Get Corporate Travel Insurance For Your Employees

AIG Corporate Assist-Enhanced lets you travel the world in complete freedom, knowing you have comprehensive protection – whether occasional business travelers or corporate globe-trotters, you can choose your plan from the widest range of benefits and services.

What’s New

* Maximum length of each business trip increased to 120 days
* Covers personal deviation immediately before and after a business trip up to 45 days
* Covers age up to 80 years
* Automatic Extension of coverage period of up to 30 days due to Hospitalisation / Quarantine
* Home Leave Extension of up to 14 days for expatriates
* Full Terrorism Coverage
* Option for leisure travel

Countries Grouping

Regional – Australia, Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Korea, Laos, Macau, Malaysia, Myanmar, New Zealand, Pakistan, Philippines, Sri Lanka, Taiwan, Thailand and Vietnam.

International - All other countries not listed as Regional

Basic Coverage Include:

1. Medical & Accidental Dental Expenses Incurred Overseas
   Covers overseas medical expenses incurred as a result of accident or sickness whilst traveling
2. Return Treatment
   Covers medical expenses incurred for treatment or follow-up treatment in Singapore or place of regular employment up to 45 days
3. Treatment by Traditional Chinese Medicine (TCM)
   Covers Traditional Chinese Medicine expenses incurred whilst overseas and follow-up treatment in Singapore or place of regular employment
4. Hospital Confinement Benefit
   Pays S$200 for every complete day the Insured Person is hospitalised overseas
5. Double Hospital Confinement Benefit in ICU
   Pays S$400 for every complete day the Insured Person is hospitalised overseas in an Intensive Care Unit
6. Hospital Visitation
   Pays incidental expenses for the visit of up to two friends or relatives if the Insured Person requires hospitalisation for more than 5 days whilst overseas
7. Emergency Telephone Charges
   Reimbursement of mobile telephone charges for medical related services in contacting American International Assistance Services (AIAS)
8. Emergency Medical Evacuation
   Covers all American International Assistance Services (AIAS) Emergency Medical Evacuation expenses
9. Repatriation Expenses
   Covers all AIAS expenses incurred in returning the mortal remains of the Insured Person, to Singapore
10. Direct Repatriation Expenses
    Covers all AIAS expenses incurred in returning the mortal remains of the Insured Person, to his/her home country
11. Compassionate Visit
    Pays for the incidental expenses of sending two relatives or friends if assistance is required to assist in repatriation arrangements of the Insured Person’s mortal remains
12. Accidental Death & Permanent Disablement
    Covers the Insured Person in the event of Accidental Death and Disablement
13. Accidental Burns Benefit
    Covers the Insured Person for serious burns in the event of an accident
14. Fracture Benefit
    Pays for fractures suffered in an accident
15. Compassionate Death Allowance
    Pays a lump sum allowance in the event the Insured Person suffers a loss of life due to an accident
16. Child Education Fund
    Pays a lump sum education fund in the event the Insured Person suffers a loss of life due to an accident
17. Trip Cancellation Expenses
    Covers loss of irredeemable travel and accommodation expenses paid in advance and occurring up to 30 days prior to departure
18. Trip Curtailment Expenses
    Covers additional travel or accommodation expenses incurred or forfeited after the commencement of the Trip
19. Travel Delay
    Pays S$200 for each 6 full consecutive hours of delay whilst overseas or in Singapore
20. Travel Misconnection
    Covers expenses incurred as a result of misconnection scheduled conveyance for at least 6 consecutive hours
21. Baggage Delay
    Pays S$200 for each full 6 consecutive hours that the Insured Person’s baggage is delayed whilst overseas or upon arrival in Singapore
22. Damage or Loss of Personal Baggage
    Covers loss or damage to baggage, clothing, personal effects & golfing equipment
    (Max. S$1000 for any one article or pair or set of article)
23. Damage or Loss of Personal Portable Business Equipment
    Covers loss or damage to Mobile phones, Laptop Computers, Personal Digital
    Assistants (PDAs) (Max. S$1000 for any one article or pair or set of article)
24. Loss of Travel Documents & Money including Credit Card Fraud
    Pays the Insured Person’s travel and hotel expenses including cost of obtaining replacement passports, travel tickets and other relevant travel documents
25. Hijack
    Pays S$500 for each complete day the Insured Person is delayed due to an act of hijacking
26. Staff Replacement Benefits
    Pays the cost of sending out a replacement employee to continue the business for the original Insured Person, in the event the Insured Person is unable to continue his/her business due to a disability
27. Credit Card Indemnity
    Pays the outstanding credit bill incurred during the trip in the event the Insured Person dies during a trip
28. Legal Fees
    Pays the legal costs and expenses incurred as a result of dealing with claims for compensation against a third party causing the Insured Person’s Accidental Death or Permanent Disablement during the Overseas Trip.
29. Bail Bond Facility
    Provides assistance in arranging a bail bond if the Insured person is arrested following a road accident during a trip
30. Personal Liability
    Covers the Insured Person against liability to third parties for accidental death or injury or accidental loss or damage to their property caused by his/her negligence
31. Extended to cover you against Death or Injury as a result of :-
    (1) Strike, Riot, Civil Commotion and Terrorism (2) Hijack, Murder and Assault (3) Drowning and Suffocation (4) Exposure and Disapperance (5) Motor-Cycling (6) Unschedule Flight (7) Accidental Miscarriage
32. (1) Automatic Extension of coverage period of up to 30 days due to Hospitalisation/Quarantine
    (2) Home Leave Extension of up to 14 days for expatriates

These coverages are great benefit for your employee who fly for your company, they deserve to be protected. Furthermore, by giving them these benefit it will save your company lots of money if any unfortunate incident happened, think twice!

Premium rate are as cheap as $170 to $380 per annual which is just 0.47 cent per day! If your employee don’t travel as often, you can also go for the AD-HOC premium ranging from $25- $160 per trips only. As a senior consultant, I strongly recommend  your company to go for annual premium which is so much cheaper, and received 365 24/7 coverage without any worries.

For further enquiry, please CALL/SMS  97775701 or Email cj@investmentsg.com

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Tags: corporate travel insurance