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	<title>Singapore First Investment, Insurance Blog &#187; Featured</title>
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		<title>Do You Really Have A Financial Adviser or Agent?</title>
		<link>http://www.investmentsg.com/blog/featured/do-you-really-have-a-financial-adviser-or-agent/</link>
		<comments>http://www.investmentsg.com/blog/featured/do-you-really-have-a-financial-adviser-or-agent/#comments</comments>
		<pubDate>Sat, 08 Oct 2011 09:52:53 +0000</pubDate>
		<dc:creator>Jack Lan</dc:creator>
				<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://www.investmentsg.com/blog/?p=110</guid>
		<description><![CDATA[Are You Confused and Overwhelmed By The Attractive Advertisements On Financial Products! Can Your Really Trust The Banker Who Job-Hop Every 2 Years? Is Your Advisor Really A Genuine Adviser or Just Another Agent Who Can Only Advise On The Products They Have In Their Single Brand Shelves (Insurance Agent)? Finally, Now You Can Have 100% Non-Sales Oriented Free Consultation Session On Almost [...]]]></description>
			<content:encoded><![CDATA[<p align="center"><strong><span style="color: #ff0000; font-family: Tahoma;">Are You Confused and Overwhelmed By The Attractive Advertisements On Financial Products!</span></strong></p>
<blockquote>
<p align="center"><strong><span style="font-family: Tahoma; font-size: large;">Can Your Really <span style="color: #ff0000;"><em>Trust The Banker </em></span><span style="text-decoration: underline;">Who Job-Hop Every 2 Years?</span> <span style="color: #ff0000;"><em>Is Your Advisor Really A Genuine Adviser</em> </span>or Just Another Agent Who Can Only Advise On The Products They Have In Their Single Brand Shelves (Insurance Agent)?</span></strong></p>
<p align="center"><strong><span style="color: #000080; font-family: Tahoma;">Finally, Now You Can Have </span><span style="font-family: Tahoma;">100% <span style="text-decoration: underline;">Non-Sales Oriented</span> Free Consultation Session</span><span style="color: #ff0000; font-family: Tahoma;"> </span><span style="color: #000080; font-family: Tahoma;">On Almost All Financial Products Available In Singapore Market,</span><span style="color: #ff0000; font-family: Tahoma;"> </span><span style="font-family: Tahoma;"><span style="text-decoration: underline;">No More Headache and Regrets</span>. </span></strong></p>
<p align="center"><strong><span><br />
</span><span style="color: #000080; font-family: Tahoma;">No More Salesman and Product Agents!</span></strong></p>
</blockquote>
<blockquote>
<p align="justify"><span style="color: #333333; font-family: Verdana; font-size: x-small;">Being trusted successful financial advisers, our financial solutions must always <strong>create value</strong> for our clients. This is because the needs of our clients drive our business and not vice versa. <strong>Unlike our competitors, our business is not driven by cross-selling all and sundry</strong>, regardless of whether clients need them!</span></p>
<p align="justify"><span style="color: #333333; font-family: Verdana; font-size: x-small;">Being an independent adviser, our <strong>value proposition to our clients is unique</strong>.</span></p>
<p align="left"><span style="color: #333333; font-family: Verdana; font-size: x-small;">Using our Wealth Management Process and Software, our advisers will ensure that your financial goals and objectives are achieved. We cover a complete scope of wealth management. They include:</span></p>
<p>1. Cash Flow and Budgeting<br />
2. Income Replacement Planning<br />
3. Children’s Tertiary Education Planning<br />
4. Home Loan and Debt Financing<br />
5. Retirement Planning<br />
6. Savings and Investment Planning<br />
7. Tax Planning<br />
8. Estate Analysis and Planning</p>
<p align="center"><strong><span style="color: #333333; font-family: Tahoma; font-size: large;">We are not only Certified Financial Advisor but are </span><span style="color: #ff0000; font-family: Tahoma; font-size: large;"><span style="text-decoration: underline;">Individually Licensed by MAS</span></span><span style="color: #333333; font-family: Tahoma; font-size: large;"> as a Full-Time Financial Advisor Representative</span><span style="color: #333333; font-family: Tahoma; font-size: medium;"> </span><span style="color: #000080; font-family: Tahoma;">(</span></strong><span style="color: #000080; font-family: Tahoma;"><em><span style="text-decoration: underline;">For your information even your trusted banker and insurance agent who call themselves as a financial advisor don&#8217;t have this license from MAS, they are just another product sale person.</span></em><strong>)</strong></span></p>
<p align="justify"><span style="color: #333333; font-family: Verdana; font-size: x-small;">The<strong> <span style="text-decoration: underline;">Monetary Authority of Singapore polices our compliance</span> </strong>with the regulations, including the strict segregation of clients&#8217; funds, and the qualifications and conduct of our employees and advisers. Clients are assured of the quality of financial planning services from New Independent&#8217;s team of professionals.</span></p>
<p align="center"><span style="color: #000080; font-family: Verdana; font-size: large;"><strong>Our success<em> </em>has been driven by focusing on our clients&#8217; needs.</strong></span></p>
<p align="justify"><span style="color: #333333; font-family: Verdana; font-size: x-small;">We believe that good advice begins with attentive listening &#8211; listening to our clients as their needs evolve through their life-stages. It is by listening that we are able to create value for our clients from the onset and always thereafter.</span></p>
<p align="center"><strong><span style="color: #ff0000; font-family: Verdana;">Is Almost Impossible For Busy Person Like You To Go Through All The Products and Find The Best! And Your Insurance Agents Will Always Say Theirs Are The Best!</span></strong></p>
<p align="justify"><span style="color: #333333; font-family: Verdana; font-size: x-small;">In today’s world, <strong>most people do not have the time to closely analyse their financial situation, ponder their financial future, or spend hours investigating to find out the best investment opportunities available.</strong>Over here we offers you the opportunity to provide you with the best investment solutions.</span></p>
<p align="justify"><span style="color: #333333; font-family: Verdana; font-size: x-small;"> </span></p>
<p align="justify"><span style="color: #333333;"><span style="font-size: x-small;">We are committed to helping all our clients to become totally financially independent and secure. With us as your advisor, there is <strong>no such thing as a &#8220;typical&#8221; client</strong>,because each person has his own <strong>individual needs, goals, concerns and aspirations</strong>. Some of the people we meet have saved capital and want a better return from it. Other have the capacity to save or &#8220;surplus income&#8221; that needs a better potential return than gained normally through a bank or building society account</span></span><span style="color: #333333; font-family: Verdana; font-size: x-small;">.</span></p>
<p align="justify"><span style="color: #333333; font-family: Verdana; font-size: x-small;"> </span></p>
<p align="justify"><span style="color: #333333; font-family: Verdana; font-size: x-small;">Each client requires – and receives – </span><span style="color: #ff0000; font-family: Verdana; font-size: x-small;"><strong>tailor-made financial services</strong></span><span style="color: #333333; font-family: Verdana; font-size: x-small;">.</span></p>
<p align="center"><strong><span style="font-family: Tahoma; font-size: medium;">We are a 100% Pure Financial Consultation Firm Who OnlyAdvise According to our Clients Need &amp; Want. Here You Can Get<span style="text-decoration: underline;">Non-Basie Advise </span>from Us as We don&#8217;t Own Any Products Unlike Insurance Agents and Bankers.</span></strong></p>
<p align="justify"><span style="color: #333333; font-family: Verdana;"> </span></p>
<p align="justify"><span style="color: #333333; font-size: x-small;">As </span><span style="color: #ff0000; font-size: x-small;"><strong>we are not tied to any single product provider</strong></span><span style="color: #333333; font-size: x-small;"> we have the <span style="text-decoration: underline;">entire investment market at our disposal, and have trained personnel on hand to choose the absolutebest products on the marketplace at any one time.</span> Our ethos is to select the best provider and most appropriate product for your specific financial circumstances. </span><span style="color: #333333; font-family: Verdana; font-size: x-small;"> </span></p>
<p align="center"><strong><span style="font-family: Tahoma; font-size: medium;"> Finally, you get all the above specialist services all for FREE,<span style="color: #ff0000;"> YES $0 Consultation Fee</span><span style="color: #ff0000;">.</span></span></strong></p>
<p align="center"><strong><span style="font-family: Tahoma; font-size: medium;">If You Are <span style="text-decoration: underline;">Not Interested In A Full-Financial Planning</span></span><span style="color: #800000; font-family: Tahoma; font-size: medium;"><br />
</span></strong><span style="color: #000080; font-family: Tahoma; font-size: medium;">(We respect that! )but rather  are looking for a plan or products, we will be right there for you too.</span></p>
<p align="center"><span style="color: #000080; font-family: Tahoma; font-size: medium;">Give us a call and arrange for an appointment, tell us the products</span></p>
</blockquote>
<blockquote>
<p align="center"><strong><span style="font-family: Tahoma; font-size: medium;"> We will find the best plan in the market that best suit your need and want. <span style="color: #000080;">100% No Obligation if we cannot fulfill your requirements.</span></span></strong></p>
<p align="center">
</blockquote>
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		</item>
		<item>
		<title>Take 5 Minute Quiz &amp; Win iPod Touch 8GB &amp; Asus Eee</title>
		<link>http://www.investmentsg.com/blog/uncategorized/take-5-minute-quiz-win-ipod-touch-8gb-asus-eee/</link>
		<comments>http://www.investmentsg.com/blog/uncategorized/take-5-minute-quiz-win-ipod-touch-8gb-asus-eee/#comments</comments>
		<pubDate>Fri, 14 Nov 2008 01:02:23 +0000</pubDate>
		<dc:creator>Jack Lan</dc:creator>
				<category><![CDATA[CPF Investment]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investment Planning]]></category>
		<category><![CDATA[Latest Updates]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[cpf]]></category>
		<category><![CDATA[imsavvy]]></category>
		<category><![CDATA[quiz]]></category>

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		<description><![CDATA[Have you heard of IM$avvy, recently heavily promoted in channel 8.&#160; It is a website specially setup by CPF Board and MoneySENSE for Singaporean, to increase their general knowledge about financial planning and products. This is a great information website as most Singaporean are still lacking proper financial planning knowledge and advises. Currently IM$savvy is [...]]]></description>
			<content:encoded><![CDATA[<p>Have you heard of IM$avvy, recently heavily promoted in channel 8.&nbsp; It is a website specially setup by CPF Board and MoneySENSE for Singaporean, to increase their general knowledge about financial planning and products. This is a great information website as most Singaporean are still lacking proper financial planning knowledge and advises.</p>
<p>Currently IM$savvy is running a financial literacy quiz. By doing this quiz, you can test your know-how with a quick 10 minute quiz and discover your IMsavvy financial literacy type, Guru , Cool Due,Average Joe and Boh-chup!<br /><img style="max-width: 800px;" src="http://www.investmentsg.com/blog/wp-content/uploads/2008/11/guru-financial-planning.jpg" /></p>
<p>I have completed the quiz and of course I scored a Guru!</p>
<p>My review about this quiz: great questions which really target general Singaporean. In fact, these questions are often ask or misunderstand by my clients and friends too. Therfore, I highly recommend you to take this quiz to better understand financial planning and most importantly yourself, furthermore you might be walking away with a new iPod 8GD or Asus EeePC.<br /><img style="max-width: 800px;" src="http://www.investmentsg.com/blog/wp-content/uploads/2008/11/guru-prizes.jpg" /></p>
<p>If you think you have great financial planning knowledge or someone who think you don&#8217;t need an independent financial adviser and can take care of your own financial planning, you should try this quiz, if you score anywhere below Average Joe, you should seriously consider changing your belief and start getting an financial adivser (Not Insurance Agent) before is too late!</p>
<p>Once completed, Please share with us your Quiz experience &amp; score by dropping us your comments.</p>
<p>If you happen to win the iPod 8GB or Ausu Eee PC, do share with us your joy too! So hurry, visit <a target="_blank" href="http://www.cpf.gov.sg/imsavvy/quizme.asp">IMsavvy website now</a>!</p>
<p><i><a target="_blank" href="http://www.cpf.gov.sg/imsavvy/quizme.asp">IM$avvy</a> is a personal financial planning educational website run by the Central Provident Fund Board and supported by MoneySENSE.</i></p>
<p></p>
]]></content:encoded>
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